This paragraph from the @arc litepaper does a great job of capturing how being an L1 unlocks better stablecoin & payments experiences for their end users: "The cornerstone of this model is Arc’s deterministic finality. Because a transaction is final within a single block (sub-second) [MADE POSSIBLE BY BEING AN L1], liquidity on Arc can be burned and then verifiably minted on a destination chain almost instantaneously. This eliminates the long waiting periods associated with chains that rely on probabilistic or economic finality, where crosschain bridges must wait for settlement assurance. Consequently, Arc functions as both the fastest chain to onramp for fiat-to-stablecoin conversion and the most efficient distribution layer for deploying that liquidity across the broader blockchain landscape." This is available to all chains using the Cosmos SDK today, including @noble_xyz and @stable who are leading the way here