Again people are confusing “addresses” with “users”. Reminder: One user can have many addresses.

0% performance fee sounds great until you realize the Vault hasn’t reallocated capital in 99 days. On @MorphoLabs, rebalancing isn’t optional. Without it, borrowers face spiking rates, and lenders settle for subpar yield. Sometimes, no fee is the most expensive choice.

Some vaults on @MorphoLabs charge 0% performance fee. Sounds great, right? But they haven’t reallocated capital in a long time. One vault hasn’t moved in 97 days. No rebalancing. No active management. Low fees sound good, but sometimes they just mean lower yield.

DeFi will simply be "finance" in the future. Traditional finance will be a thing of the past.

One of the biggest unlock of DeFi is that you keep earning yield right up until you make a move. You don’t need to withdraw, wait, and then deposit somewhere else, like in TradFi. It’s the power of composibility.

STARKs and SNARKs were supposed to replace optimistic rollups. Did they?

DeFi will win but with incentives. Right?

Do you use this borrow aggregator by @DefiLlama? If not, why?

One of the collest things about DeFi is you keep earning yield right up until you make a move. There’s no downtime. You don’t need to withdraw, wait, and then deposit somewhere else, like in TradFi. Everything happens in just one click. It’s the power of composibility.

One of the collest things about DeFi is you keep earning yield right up until you make a move. There’s no downtime. You don’t need to withdraw, wait, and then deposit somewhere else, like in TradFi. Everything happens in just one click. It’s the power of compatibility.